Navigating the Insurance Maze Rideshare accidents involve a complex web of insurance policies. The amount of coverage available to you depends entirely on the "status" of the app at the moment of the crash.

• Period 1 (App Off): The driver's personal insurance applies (and often denies coverage for commercial use).

• Period 2 (App On, Waiting for Ride): Limited coverage from Uber/Lyft applies.

• Period 3 (Active Trip): A $1 million insurance policy is usually in effect.

Who We Represent

• Passengers: If you were riding in the Uber/Lyft, you are generally covered by the $1 million policy.

• Other Drivers: If a rideshare driver hit your car, we fight to prove they were "on the clock" to trigger the higher insurance limits.

• Assault Victims: If you were harmed by a driver, we hold the company accountable for their failure to screen or monitor their contractors.

Do not let the insurance companies point fingers at each other while you are left with the bills. We ensure the right policy pays.